
I sure hope this week isn’t as brutal as last, when we were both 2-5. Clearly we don’t know as much about college football as we’d prefer. At any rate, we’ve made it to the conference championship games. Playoff berths will be won & lost, while those left on the outside of that inner circle are jockeying for positions on the bowl game hierarchy. Let’s ride!!
My Season: 49-36
Zach’s Season: 40-45
New Mexico State at Liberty (-10.5)
C-USA Championship Game


The Flames won this matchup comfortably back in September and are coming in unbeaten. Unfortunately they’re a year too early to be included in the expanded playoff. The 10-3 Aggies played an extra game because they traveled to Hawaii. I don’t foresee this game being much different from the regular season meeting. Conversely, Zach likes NM St.’s dual threat QB and thinks it’ll be a close game. He has put Liberty on upset alert.
My Pick: Liberty
Zach’s Pick: New Mexico St.
Oregon (-8.5) vs. Washington
Pac-12 Championship Game (Las Vegas)


I know what I’m doing on Friday night!! Our local Christmas parade is at 6pm, but I should be home in time to fix myself a hot beverage and hunker down in front of the TV for a game with significant impact on the entire landscape. First, it is the final Pac 12 game ever, with practically every team bolting for “greener pastures” next year, which is sad. Secondly, the QB of the winning team…the Huskies’ Michael Penix Jr. or Bo Nix of the Ducks…will almost certainly become the prohibitive Heisman favorite. However, the biggest consideration here is that the winner will lock in a playoff berth. When these teams did battle in mid-October Washington scored a touchdown with a minute & a half on the clock for a dramatic victory. Since then both teams have kept on winning, but Oregon has looked more impressive. I think they take care of business and Nix wins the Heisman Trophy. Zach, on the other hand, foresees Washington winning with dramatic last minute drive, and believes the Huskies are legit National Championship contenders.
My Pick: Oregon
Zach’s Pick: Washington
Miami (OH) vs. Toledo (-8)
MAC Championship Game (Detroit)

I used to love some mid-week MACtion on ESPN, but truthfully I haven’t paid much attention for quite awhile. Since a season opening loss at Illinois the Rockets have reeled off eleven straight victories. The Red Hawks have had a very similar season except for their previous matchup against Toledo, which was a four point loss. Miami’s QB is Brett Gabbert, the younger brother of Blaine Gabbert, who was famously chosen in the first round of the NFL Draft ahead of JJ Watt and has worn more uniforms than a Village People tribute band. Anyway, I think Toledo gets a double digit win. Zach concurs.
My Pick: Toledo
Zach’s Pick: Toledo
Boise State (-3.5) at UNLV
Mountain West Championship Game


This will be the Broncos sixth appearance in the title game in the past seven years. They won two of those games. At 7-5 it’s kind of surprising they’re playing for the championship. Is the Mountain West that mid?? The 9-3 Rebels are playing in their first championship game since joining the conference in 1999, and The Vibes are telling me they’ll hoist the trophy on their home turf. Zach thinks it’ll be a shootout, with the favorites coming out on top.
My Pick: UNLV
Zach’s Pick: Boise St.
Southern Methodist at Tulane (-3.5)
AAC Championship Game

I didn’t give the Green Wave enough respect. Most outlets had them firmly entrenched in the Top 25 coming into the season after they finished 12-2 last year, but I gave that spot to UTSA (who finished this season 8-4). Tulane has duplicated their previous success and come into this contest 11-1. Meanwhile, the 10-2 Mustangs are riding an eight game winning streak. I am old enough to remember the glory days of SMU, with the Pony Express duo of Eric Dickerson & Craig James, followed by the “death penalty”, which shut down the program for a couple of years in the late 1980s and caused them to struggle for two decades. They have had some good seasons in the past ten years, but a conference championship would certainly put a bow on their comeback story. Zach opines that Tulane’s defense is going to need to step up and stop the high octane SMU offense, and he doesn’t think that will happen.
My Pick: SMU
Zach’s Pick: SMU
Appalachian State at Troy (-7)
Sun Belt Championship Game

When these teams met during the 2022 regular season the Mountaineers came away with a close win. The Trojans have won 10+ for the second consecutive year, while App. St. is 8-4 but have won five games in a row. I smell an upset brewing, so I’m leaning toward the underdogs. Zach thinks it could be the best game of the weekend, and he believes the visitors are a hotter team right now.
My Pick: Appalachian St.
Zach’s Pick: Appalachian St.
Texas (-11.5) vs. Oklahoma State
Big 12 Championship Game (Dallas)

The 9-3 Cowboys find themselves in this spot because they defeated in-state rival Oklahoma a few weeks ago, while the Longhorns lost to the Sooners in October but have beaten everyone else, including Alabama in the season opener, which could be weighed heavily by the playoff committee. Do “style points” factor into the “body of work”?? I think it does matter, which means the Longhorns will be left out in the cold if they don’t cover, even if they win. I would be surprised by an OK St. victory, but not shocked if they keep it close. That being said, I think Texas takes care of business. Zach doesn’t think the Cowboys have anything to lose so they’ll leave everything out on the field. He believes it’ll be competitive for three quarters, but ultimately Texas will pull away late.
My Pick: Texas
Zach’s Pick: Texas
Georgia (-4.5) vs. Alabama
SEC Championship Game (Atlanta)


Depending on which scenario shakes out, one or the other, neither, or both teams could be playoff bound. Could the unbeaten Bulldogs fall short in this game but still get the 4th playoff seed?? Perhaps. Conversely, the Tide almost certainly needs to win, and that season opening loss to Texas has to be important because invalidating head-to-head regular season results would be a bad look. ‘Bama leads the all-time series 42-26-4, but I think the favorites make the CFP Committee’s job a skosh easier with a 7-10 point triumph. Conversely, Zach has always been a huge Nick Saban fan. He has stated all season that Georgia isn’t as good as they’ve been the past few years, and he believes their luck will run out.
My Pick: Georgia
Zach’s Pick: Alabama
Florida State (-5.5) vs. Louisville
ACC Championship Game

It might be the least attractive title game of them all going in, but maybe it’ll be more entertaining than it looks on paper. The undefeated Seminoles aren’t guaranteed a playoff berth even with a win, which is precisely why many thought expanding the field was necessary. The 10-2 Cardinals aren’t playoff contenders even with a victory, but a conference title and a New Year’s bowl game are worthy goals. Thus far Florida St. is doing just fine with a backup QB, so I think they win this game but get left out of the playoff. Zach thinks Florida St. will do just enough to win, and doesn’t see how they could be left out of the playoff in that case.
My Pick: Florida St.
Zach’s Pick: Florida St.
Michigan (-23) vs. Iowa
Big Ten Championship Game (Indianapolis)


I would be absolutely stunned if Iowa wins the game. At 10-2 they’ve certainly had a nice season and will receive a well deserved & lucrative bowl bid, but the unbeaten Wolverines are on another level. A win gets Michigan into the playoff, while a loss might not eliminate them completely, although too many unrealistic dominos would need to fall in that situation. I don’t believe it will be an issue though. The only questions are 1) will there be a hangover from the Ohio St. game, and 2) with bigger fish to fry could they possibly ease up in the second half, winning the game by only 15-20 points?? I’m going with “no” to both. Zach is playing it closer to the vest than me, taking Michigan to win but not to cover the huge spread.
My Pick: Michigan
Zach’s Pick: Iowa

































It all comes down to this…for them, not us. We still have a few more weeks of NFL action, but for now we are all college football one last time. It’s Championship Week, when conference titles will be won and playoff berths will be decided. Last week we didn’t do too bad, with me (5-2) edging out Zach (4-3), thanks to a big Auburn victory that seems to have (thankfully) knocked Alabama out of playoff contention. Credit to Zach though…he has brought his season record back to .500, so I’m going to have to do my due diligence and stay on my toes for the remainder of the season. Most of the conference title games are at neutral sites with a couple of exceptions, and most take place on Saturday (with one notable Friday night game). Enjoy!!
Oregon is out of playoff contention thanks to that tough November loss to Arizona St., but a conference championship and playing bigtime
spoiler would be a nice consolation prize. Utah needs a domino or two to fall, and the playoff committee might hold a September loss to USC against them since the Trojans finished the regular season a slightly above average 8-4. But have you seen the Utes play?? They have the third best defense in the country, and their offense averages 36 points per game. In other words, they’re legit and would be a solid playoff team. The Ducks aren’t going to make it easy though. This is the Friday night game I mentioned and it should be a lot of fun. I think Utah has too much riding on the outcome and will play their best game. Conversely, Zach believes Oregon will really embrace a spoiler role.
Mountain West Championship
ACC Championship (Charlotte, NC)
As much as I truly believe Utah deserves that fourth playoff berth the “experts” seem to be leaning toward Oklahoma because…well, they’re
Oklahoma. People like ESPN’s Paul Finebaum are under the delusion that the masses would rather see the Sooners than the Utes compete for the national championship, but he’s absolutely wrong. Trust me, college football fans are tired of the same old thing. Most fans outside of Tuscaloosa are ecstatic that Alabama won’t be in the playoff, and we’d be just as thrilled to see Oklahoma on the outside looking in. These two teams just did battle a few weeks ago, with Oklahoma scoring a narrow three point victory. I think it’ll be just as close again, and I’m hoping for an upset. Conversely, Zach believes the Sooners will learn from the mistakes they made in the previous matchup and won’t trail the entire game, winning by double digits.
American Athletic Championship






Alabama (-3.5) at Auburn
Our record setting round of bonus picks didn’t really prove all that much last week. Zach (9-8) lost out to myself (10-7) largely due to his misguided Michigan loyalty, but otherwise it’s basically just more mediocrity from us both. We are still focusing exclusively on college football because this is Championship Week when conference titles will be won & lost and the playoff picture will finally work itself out.
Utes are riding a three game winning streak after a hard fought battle against BYU a week ago. The Vibes are telling me that Washington has the momentum coming into this game, so that’s the way I’m going to lean. Zach concurs.
the Sooners win they may find themselves in the playoff…or not. Who knows?? This is a rematch of a game that took place a couple of months ago, when Texas prevailed by a just a field goal in a high scoring shootout. I’d definitely take the over in this one if you’re into that kind of thing, but with so much at stake I expect a different outcome, and so does Zach.
which is pretty doggone impressive. This is one of the rare conference title games not played on a neutral field, which means UCF is at home. I am somewhat surprised the points aren’t atleast a touchdown or more, but obviously there are questions since UCF starting quarterback McKenzie Milton had his season ended prematurely with a catastrophic knee injury. However, that injury occurred in the first half of last week’s game and the Knights went on to a fairly easy 38-10 win, so clearly the team has talent beyond Milton. I see no reason to expect an upset in this situation. Zach expects a high scoring nail biter but thinks the favorites will win by a touchdown.
I am beyond bored by the idea of this game. I believe ‘Bama is in the playoff win or lose. Georgia would certainly be in with a win, but there is
some chatter that they could still make it even with a loss, which is absurd. If that actually happens they need to just scrap the entire playoff system. I have zero interest in watching and don’t care enough to even make a pick. Zach likes the Tide to roll…sort of. He believes the Bulldogs will be pumped up early and keep it close, but Alabama will prevail. He just doesn’t think they’ll cover the points.
ACC Championship (Charlotte, NC)
It’s not that this is the best game of the weekend because I expect the Buckeyes to win easily, but it is probably the most important contest to keep an eye on. In the
battle for an elusive playoff spot the talking heads are all about “style points”. Personally I think beating the snot out of Michigan by three TDs and hanging 62 points on what was supposed to be a stout defense was remarkable, but a similarly dominant performance this week is probably necessary. Zach is still a bit churlish about that beatdown his Wolverines took, so he’s picking the Wildcats to win in overtime.
The first College Football Playoff rankings will be released next week, but we already have a pretty good idea about the teams…probably about a dozen at the moment…that are a legit part of the debate. And while all of that adds a layer of interest to the conversation I must admit that it creates an odd dynamic for these picks since I don’t really want to focus on just a handful of teams over & over again for the next several weeks. We have the same issue with the NFL because, while they are only at the mid-point of the season, the difference between contenders & pretenders is becoming clear. As fans it is expected that we pay more attention to good teams and competitive matchups, but on the other hand I don’t want to bore Zach, myself, & whoever else might be out there reading our silly little opinions. At any rate, we’ll do the best we can, and hopefully going forward that’ll mean being better than last week. I went 2-3, while Zach was 1-4 (a half point made the difference in the Jets-Dolphins game). Overall we are both still keeping our heads above water, but I think we need to wash the nasty taste of a subpar week out of our mouths with some bonus picks today. You’re welcome.
Tar Heels can only hope that Miami is looking ahead to those two games and isn’t prepared for this one, which seems unlikely. I am typically uncomfortable with three touchdown point spreads, but I think I’m okay with it for this particular game. Zach concurs.
The Big Ten has Ohio St., Penn St., & Michigan, so up until now no one has paid much attention to the 7-0 Badgers. Well…except whoever votes
in the polls since they are in the Top 5. Wisconsin has a very real chance to make it into the playoff, especially since Michigan isn’t living up to the hype and the other two previously mentioned teams aren’t on the schedule. Conversely, the 2-5 Illini have lost five straight after unimpressive victories over inferior opponents to begin the season. Wisconsin will win this game, but by how much?? I’m feeling frisky, so let’s roll the dice on another huge point spread. Zach isn’t sold on Wisconsin, but he believes they’ll win this game…just not by 26 points.
For decades this rivalry was known as The World’s Largest Outdoor Cocktail Party, but the PC Police nixed that moniker several years ago, atleast
on an official basis. I’m sure fans & alumni of both schools still call it that. Anyway, it is a “neutral” site game played in Jacksonville, FL, which is about 71 miles from Gainesville, FL and over 300 miles from Athens, GA. I guess they define neutral differently in The South. The 7-0 Bulldogs are serious playoff contenders and seem to be headed toward a clash with Alabama in the SEC title game. The Gators are 3-3…far below expectations. I assume Florida will finish the season with 7 or 8 wins and play in some December bowl game that no one will watch, but let’s be honest…this is their championship game. They would love nothing more than to torpedo Georgia’s National Championship dreams. Do I think that’ll happen?? No, but they’ll give it a good try at home in The Swamp and probably keep it closer than two TDs. Zach isn’t totally sold on Georgia either and thinks they haven’t really been tested yet, but he doesn’t believe the Gators will be much competition either.
The Huskies are 6-1 and in a dog fight to win their division. The 4-3 Bruins have not bounced back from a putrid 2016 nearly as well as I thought they would, even though QB Josh Rosen has remained healthy. If this game were being played in Los Angeles I’d pick the underdogs in a heartbeat, but it’s not. I’m kind of ticked off that the game isn’t scheduled for prime time (late at night here on the East Coast) so I could have something to entertain me at work that night, but that’s life. I might regret it, but I’m going to go with my gut and believe in UCLA to keep it competitive. Zach agrees.
Year’s bowl games. It is the college football equivalent of affirmative action. What they really should do is split Division 1-A, aka the Football Bowl Subdivision (FBS) into two separate divisions, each with its own national title, but that’s a discussion for another day. Right now South Florida, Central Florida, & Memphis are contenders for that spot. The 7-0 Bulls have had one game cancelled and one rescheduled because of hurricanes, but the cancelled game was against a 1-AA/FCS opponent so it doesn’t really matter. Meanwhile, the 4-3 Cougars have fallen off just a bit under new head coach Major Applewhite. I suspect that’ll change in the future, but for now they’ll have to take their lumps. I ranked South Florida in
streak. Obviously neither team is going to win the conference, but they can play the spoiler role and also position themselves for a lovely tropical bowl location. I think 100+ points collectively will be scored, and I’m going to pick the underdogs to get the job done at home. Zach agrees.
game, and solidly in the college football playoff. However, all of that could change with a loss at The Horseshoe in Columbus. After an early season loss to Oklahoma the Buckeyes have rebounded and currently stand at 6-1, still have a shot to play in the conference championship game, and at #6 in the polls could easily vault back into playoff contention. I know Ohio St. has the home field, but I am still surprised that they are favored by a touchdown. That is either wicked awesome respect for the Buckeyes, or total disregard for Penn St. Perhaps it’s a little of both. In
division. Conversely, the 4-2 Bills are only a half-game behind the Patriots. I don’t think it’d be out of line to say that this is a battle for a wildcard spot in the playoffs. Is Buffalo for real?? Can Oakland battle back from an uneven start and prove they’re the legit contender many thought they’d be?? I’m pretty stubborn when it comes to such matters. If the Bills are really that good this is the time to prove it, but I still think the Raiders are the better team. Zach concurs.
The 3-3 Texans are coming out of their bye week, and I think they are better than their record would indicate. That being said, the 4-2 Seahawks
are pretty darn good too…especially at home. I love Houston QB Deshaun Watson, and I’ll be rooting for him in this game. However, I think it might be a little too much to ask a rookie to go into Seattle and win. Zach is a little suspicious of Seattle’s offensive line and thinks that might be enough for Houston’s defense to get the job done. I wouldn’t be mad if he’s right.