
I’m already off to a better start than a year ago, having gone 4-1 last week. Zach was 2-3 but I’m sure he’ll rebound quickly. These games are much more intriguing, with the action beginning on Thursday night and stretching thru the long weekend. Allow me to seize an opportunity to remind you that this will be the final year for the four team playoff, which means a few teams might be eliminated from contention early. I haven’t taken time to ponder the full impact of an expanded 12 team playoff as well as all of the wacky conference shuffling, but one doesn’t have to be a mathematician to understand that 12 is three times as many as four, meaning the impact of early season losses will be less in the future, whereas right now one loss can derail an entire season.
My Season: 4-1
Zach’s Season: 2-3
Florida at Utah (-6.5)

I had the Utes knocking on the door of the Top 10 in my preseason poll, while the Gators didn’t make the cut. I do believe Florida will improve upon last season’s losing record as head coach Billy Napier enters into his second year in Gainesville. They actually won this matchup last year, but were inconsistent the rest of the way. Utah has the home field and probably thinks they have an outside shot at a playoff berth, but QB Cam Rising suffered an ACL tear in The Rose Bowl and might not be 100% just yet. His status makes me a bit skittish, but I’m sticking with the home favorites. Zach believes it’ll be tight until the end, but feels like the favorites will win by a touchdown. This is a Thursday night game on ESPN, which is perfect since I’ve got a busy weekend but Thursdays are usually quite mundane.
My Pick: Utah
Zach’s Pick: Utah
Nebraska (-7) at Minnesota

There seems to be some level of excitement about the Cornhuskers, which is surprising since they haven’t had a winning season since 2016. The Scott Frost Era was a total bust and Matt Rhule is the man in charge now. You may recall that Rhule was quite successful at Temple, had one great year at Baylor after a rough start, then moved on to the Carolina Panthers for a few forgettable years before deciding he’s better off as a college coach. The Golden Gophers have had back-to-back nine win seasons, which is probably their ceiling in the rigorous Big Ten. This is a tough call because normally I’m a huge home field guy, but the visitors are solid favorites. What do the oddsmakers know?? These teams have met 63 times since 1900, with Minnesota leading the all-time series 36-25-2. They’ve won the last four contests. I believe Rhule will fix the issues that have been plaguing Nebraska and might even win this game, but I foresee it being closer than a touchdown. Zach predicts Rhule will eventually lead his team to success, but Minnesota has the edge in the trenches where games are truly won.
My Pick: Minnesota
Zach’s Pick: Minnesota
Miami (OH) at Miami (FL) (-17)

It’s the Battle of Miami!! I’m a little tired of waiting for the Hurricanes to return to their 90s glory, and I don’t believe they’ll ever be a dominant force in the current football landscape. However, I do think that much traveled head coach Mario Cristobal can do better in his second year and achieve a winning record. The RedHawks haven’t had a ten win season since 2010, and have barely had two winning seasons in that timeframe. Those points are pretty big, but I don’t think the home team will have any issues covering. Zach concurs, opining that the ‘Canes will win easily.
My Pick: Miami (FL)
Zach’s Pick: Miami (FL)
Colorado at Texas Christian (-21.5)


A lot of questions will be answered in this game. Let’s be honest, Deion Sanders wasn’t hired to be the Buffaloes head coach because of his 27-6 record in three years at Jackson St. He got the job because Colorado has only had two winning seasons since 2005 and has been lost in the PAC 12 shuffle since foolishly joining in 2010. With Coach Prime at the helm people are talking about the Buffs for the first time since the early 1990s. Conversely, the Horned Frogs shocked the world by earning a spot in the playoff last season and actually beating Michigan before getting shellacked in the title game by Georgia. Can they sustain that success after eight players moved on to the NFL?? Let’s not overlook the fact that they didn’t even win the Big 12 title game, so I assume that’ll provide motivation. The bottom line is this – Colorado has been rebuilt to an unprecedented degree thru the transfer portal and should have low expectations, while TCU may no longer be a playoff contender but should still be a solid team. The points concern me a bit, but ultimately I think the favorites cover with ease. Zach is hoping for a big upset, although he doesn’t think it’ll actually happen. However, he does believe the underdogs will hang tough and keep it close.
My Pick: TCU
Zach’s Pick: Colorado
Boise State at Washington (-14)

I’m a little disappointed that it’s a 3:30pm kickoff. It seems like a matchup tailor made for one of those 10pm EST games I love so much. At any rate, the Broncos don’t seem to be getting as much love from the talking heads as they did when they were winning New Year’s bowl games & upsetting Power 5 opponents, but they won 10 games a year ago. Perhaps part of their perceived decline is the fact that they haven’t won a conference title in a few years. Whether that changes or not this season really has no connection to this game, in which the Huskies come in with high expectations of their own. QB Michael Penix could be a Heisman contender if he stays healthy, and a showdown in the PAC 12 title against USC, Utah, or Oregon is a possibility if all the dominoes fall correctly. I believe this will be an entertaining & competitive game for awhile, but the home team will pull away late and cover comfortably. Zach thinks Washington has a chance to get into the playoff and doesn’t believe they’ll have any problems winning this game.
My Pick: Washington
Zach’s Pick: Washington
Texas-San Antonio (-1.5) at Houston


I am quite surprised that the Roadrunners are favored. Houston has the home field and is entering their inaugural season in the Big 12, whereas UTSA, as successful as they’ve been the past two years, still represents the AAC. The Cougars haven’t been a bad team and have been in the AAC title conversation the past few years before jumping conferences. Whether or not they’ll be competitive in the Big 12 remains to be seen, but they’d certainly make a statement by upending a UTSA team that’s won 11+ games each of the past two seasons. This could be the hidden gem of the entire holiday weekend slate, and I might have to click on over to FS1 Saturday evening to check it out. I think the oddsmakers are onto something and the visitors will squeak by with a winning field goal. Zach points out that both squads averaged more than 35 points/game a year ago and likes the home team to prevail in a shootout.
My Pick: UTSA
Zach’s Pick: Houston
North Carolina (-2.5) at South Carolina

It looks like the ‘Cocks will have some stiff competition on their home field Saturday afternoon, and the oddsmakers are giving them the shaft. Can Tar Heels QB Drake Maye thrust himself into Heisman contention, or will the defense make it hard for him to score?? Will the offensive line provide adequate protection, making sure to pull out on blocks just in time?? If Maye’s drives down the field climax with more touchdowns than field goals it could result in a huge victory, but if he is unable to penetrate deep into the red zone UNC fans could be left unsatisfied. Zach likes the Heels to win a high scoring affair.
My Pick: North Carolina
Zach’s Pick: North Carolina
LSU (-2.5) vs. Florida State

It’s been awhile since anyone had high expectations for the Seminoles, but head coach Mike Norvell enters his fourth season on the heels of winning 10 games and defeating Oklahoma in a bowl game. Having said that, the folks in Baton Rouge have legit hopes for success as well. This is a “neutral” site game in Orlando, which is about three times closer to Tallahassee than The Bayou, so the powers-that-be aren’t fooling anybody. It’s also being played on Sunday evening, which is fine by me. These are both preseason Top 10 teams in most polls, although I have LSU ranked a bit higher & Florida St. rated a little lower. Nothing would surprise me, but I think the Tigers will earn a hard fought victory. Zach’s brother is a big LSU fan and believes they’ll be in the playoff, but Zach isn’t so sure given the tough road in the SEC. However, he does think they’ll get off to a good start with a win in this game.
My Pick: LSU
Zach’s Pick: LSU